If you sign up for health insurance through the Affordable Care Act, open enrollment begins on Nov. 1.

As you may have heard, the rates are going up again this year -- for some as high as 26 percent. The increase is partly because some states are struggling to keep insurance providers. In fact, some only have one insurer in the exchange.

That hasn't been too much of a problem here in Michigan. We started with nine insurers in 2014, went as high as 13 in 2015 and now back to nine in 2016.

Amy Miller with Priority Health came to the WZZM 13 Studio to talk with Health Reporter Valerie Lego about why rates are going up and other important changes to this year’s enrollment.

Watch the full interview in the video above.

If you would like to see an estimate of what insurance would cost you through the Affordable Care Act, use this link for a premium calculator.

Remember, the penalty for not enrolling in a health insurance plan is $695 for a single adult.