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LANSING, Mich. (AP) - The federal government says more than 184,000 Michigan health insurance customers will benefit from nearly $13.2 million in refunds because of a provision of the nation's health care law.

The U.S. Department of Health and Human Services released the figures Thursday.

The law requires insurance companies to spend at least 80% of the premiums they collect on medical care and quality improvement or return the difference to consumers and employers.

The money won't necessarily be a check in the mail. Employers can apply rebates in a way that benefits workers or take a discount on future premiums. Individual policyholders owed a rebate will either get a check, a reimbursement to their credit card account or see a reduction in future premiums.

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