LANSING, Mich. — Michigan drivers who renew or buy car insurance face a choice starting this week: stick with unlimited medical coverage, go with less or — for seniors with Medicare — opt out entirely.
The decision is a signature feature of a new law that will lower the cost of personal injury protection benefits.
It boils down to people’s risk tolerance and desire for savings.
But unlike with choosing a deductible, the selection can have long-term implications in the event of a serious crash.
Insurance agents say many people whose policies are up for renewal are staying with unlimited medical for now.
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